partymola/monzo-mcp

What it does

partymola/monzo-mcp is a Model Context Protocol (MCP) server that integrates with the Monzo banking API to provide AI assistants with secure, read-only access to banking data. It enables real-time transaction retrieval, spending analysis with category breakdowns, and financial insights without compromising security.

How to set up

Install the MCP server using Python. Configure OAuth authentication with your Monzo account credentials. The server automatically handles token refresh. Connect it to your AI assistant (Claude, ChatGPT, or other MCP-compatible platforms) by adding the server configuration to your client settings.

Key features

• OAuth authentication with automatic token refresh
• Local SQLite transaction cache for offline access and reduced API calls
• Full-text search across transactions
• Spending analysis with category breakdowns
• Read-only access ensures security
• Runs locally or in the cloud