JosueM1109/personal-finance-mcp

What it does

This is a self-hosted Model Context Protocol (MCP) server that integrates with Plaid to aggregate financial data from multiple sources including banks, credit cards, loans, and brokerage accounts. It provides read-only access to financial information through 9 specialized tools designed to help users monitor their complete financial picture.

How to set up

To use this tool, you'll need to: (1) Clone the repository from GitHub, (2) Set up Plaid API credentials, (3) Configure the MCP server on your local machine or cloud environment, (4) Connect it to Claude or your preferred AI platform via MCP protocol. Since it's self-hosted, you maintain full control over your financial data.

Key features

• Account balance tracking across all connected accounts
• Transaction history and search capabilities
• Recurring charge identification and monitoring
• Liability tracking for loans and credit
• Investment holdings and portfolio overview
• Read-only access for enhanced security
• Multi-account aggregation via Plaid integration
• Python-based implementation
• Cloud-deployable architecture